Christoph Basten
SFI Faculty Member, University of Zurich
Christoph Basten is Assistant Professor of Banking at the University of Zurich. Before joining the University, Professor Basten worked for five years as a risk manager at the Swiss Financial Market Supervisory Authority (FINMA).
Expertise
Professor Basten has recently established and quantified the importance of cross-selling different banking products to the same clients. He now explores the many ways in which that changes our understanding of banking, with many important implications. First, he analyzes how cross-selling considerations change spreads against the policy rates that banks choose for deposit and loan products and thereby the pass-through of monetary policy. Second, he investigates how cross-selling different products to the same clients can not only benefit banks' profitability in good times but also make them riskier in bad ones. Finally, he explores the behavioral drivers of bank clients' stickiness across products.
Expertise Fields
- Financial Markets
- Central Banks and Monetary Policy
- Financial Crises
- Systemic Risk and Regulation
- Portfolio Management and Asset Classes
- Personal Finance and Household Choices
- Real Estate
- Financial Institutions
- Banks
- Insurance Companies
- Rating Agencies
- Corporate Finance and Governance
- Financial Risk and Risk Management
- Frontier Topics
- Big Data and Fintech
- Sustainable Finance