Prof. Rachel Nam

Rachel Nam is Assistant Professor of Finance at the Università della Svizzera italiana. She has received several awards for her research including the WFA Brattle Group Ph.D. Award for Outstanding Research in 2024, and JFI/ FIRS Ph.D. Student Paper Award in 2023.

Prof. Nam's research interests lie primarily in Fintech, financial intermediation, household and consumer finance, and decentralized finance. Her research studies how technology changes the provision of financial services and its impact on consumers and firms. She is interested in understanding how the proliferation of data collection and data sharing in financial services affects financial markets. As consumers increasingly make active choices about disclosing their financial information, these decisions shape both consumer outcomes and firm behavior. Her research also examines how consumers value privacy and the implications this has for financial institutions. She also studies how digital transformation enables market segmentation and shapes competitive dynamics among financial intermediaries, with implications for credit access and consumer welfare.

• Financial Markets
  • Information and Market Efficiency
• Portfolio Management and Asset Classes
  • Personal Finance and Household Choices
• Financial Institutions
  • Banks
• Frontier Topics
  • Big Data and Fintech