Andreas Fuster
SFI Senior Chair, Associate Professor of Finance, EPFL
Andreas Fuster is Associate Professor of Finance at the École Polytechnique Fédérale de Lausanne and a research fellow at the Center for Economic Policy Research. Previously, he worked in the research department of the Federal Reserve Bank of New York and the financial stability department at the Swiss National Bank. Professor Fuster's research has been published in the top economics and finance journals.
Expertise
Professor Fuster studies household and real estate finance, banking, and behavioral and experimental economics. He is particularly interested in the effects of technological innovations on household credit markets. For instance, he finds that US Fintech lenders process mortgage applications faster than traditional lenders and can better adjust their processing capacities when faced with a demand shock; their loans also exhibit lower default rates. When considering how machine learning will reshape the mortgage market, he finds that credit risk assessments improve but that the benefits may not accrue to all groups in society equally.
Expertise Fields
- Financial Markets
- Central Banks and Monetary Policy
- Financial Crises
- Systemic Risk and Regulation
- Portfolio Management and Asset Classes
- Behavioral Finance and Neurofinance
- Personal Finance and Household Choices
- Real Estate
- Financial Institutions
- Banks
- Frontier Topics
- Big Data and Fintech